We have prepared this Lending Guide (pdf, 132kb) as a tool that highlights certain sections of our general lending policy. The lending policy should be consulted for more detailed information.
- Policy Overview
- Acceptable Income
- Acceptable Security
- Application From Non-Residents
- Assets & Savings
- Benchmark Rates
- Building Loans
- Credit Reference
- Electronic Lodgement
- Emp & Rest Stabilities
- Lenders Mortgage Insurance
- Liabilities
- Living Expenses
- Loan To Valuation Ratio
- Self Employed Applicants
- Serviceablility
- Valuation
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